Disclosure and Privacy Policy

DISCLOSURE

As per the FTC regulations, this is a full explanation of how and when I may be compensated on this blog.  I may receive compensation and/or commissions from partnerships with certain companies.  I only recommend products that I use, recommend and believe are helpful.

This is a personal blog written and edited by me.  The purpose of this blog is for me to share thoughts, ideas, and other items that will show how I live frugally.  I do not profess to be an expert, I am only giving my personal experiences and knowledge to help others.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.  The compensation received will never influence the content, topics or posts made in this blog.

I may use affiliate links in posts when it is applicable and is something I feel would benefit my readers.  By making a purchase through an affiliate link it is possible that I may receive a small commission to help cover the costs of this blog.  You will not be paying even one cent more than you would have paid had you not used the affiliate link.

At times this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner of this blog may receive compensation for some posts or advertisements, I always give my honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This blog does not contain any content which might present a conflict of interest.

It is possible I may accept opportunities to write an underwritten post, giveaway or series.

DISCLAIMER

Information presented on Living Frugally Semi-Retired website is for informational and entertainment purposes only and does not constitute professional financial advice. The information contained on the site was obtained from sources believe to be reliable, however, I cannot represent that it is accurate, complete or that it will remain up-to-date. You should seek out a trusted financial professional before making any financial decisions. We do not assume any liability with regard to financial results based on the use of the information provided here. Furthermore, advertisers, commenters, and linked sites are solely responsible for their views and content – and do not necessarily represent the views of us or our members.

AFFILATE DISCLAIMER

My site has affiliate links. What it means is that I could receive a small commission if you click on a link of the product or service that I recommend but at no additional cost to you. It also means that it is a product or service that I am personally using that I feel you would find value in. Your information is never shared as I value you as a reader and a debt free community member.

Living Frugally Semi-Retired may have financial relationships with some of the merchants mentioned on the site and may be compensated by companies mentioned through advertising, affiliate programs, or otherwise.

Living Frugally Semi-Retired may be compensated if you choose to click on one of the links located throughout the content of this site and make a purchase. You are not obligated to click on any link or buy products that are advertised.  I will never publish affiliate links for products I do not believe in.

Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.

PRIVACY POLICY

Living Frugally Semi-Retired does not collect any personal information about its visitors except standard traffic logs automatically generated by the web server, and anything deliberately left as a comment by the visitors. I will never sell or voluntarily disclose personal information or email addresses.

LINKS TO OTHER WEBSITES

Our website does contain links to affiliate and other websites. The Frugal Gene does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, I recommend all users and visitors to be aware when they leave to read the privacy statements of each and every website that collects personally identifiable information. The aforementioned Privacy Policy agreement applies only and solely to the information collected by our website.

ADS

Other third-party companies which place advertising on our site may collect information about you when you view or click on their advertising through the use of their cookies or other tracking technologies, which may include delivering targeted advertisements and marketing messages based upon the third party websites that you visit, or other purposes. We cannot control this collection of information and are not responsible for the privacy policies and data collection, use and disclosure practices of these third party advertisers.

ACCEPTANCE OF TERMS

Through the use of this website, you are hereby accepting the terms and conditions stipulated within the aforementioned Privacy Policy agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.